Greetings to the OctoStrategy community! Today we're exploring the transformative role of blockchain in reshaping the world of global payments. Let’s unlock the potential of this groundbreaking technology together!

Digital banking, investing, and more—millennials and Gen Z are changing the financial game with fintech. Stay tuned as we explore the revolution in their approach to managing money!

In today's fast-paced digital age, traditional banking is undergoing a profound transformation, thanks to the relentless innovation of fintech companies. Let's dive into how technology and startups are reshaping the banking landscape and introducing new services to benefit customers.

Hello there, amazing individuals! It's the OctoStrategy team, and we're thrilled to connect with all the fintech enthusiasts out there. Our journey through the world of finance and technology continues, and today, we're diving into the dynamic trends that are reshaping the industry in 2023. Let's explore the exciting landscape together

Artificial intelligence (AI) can improve the efficiency of your business by automating tasks that are currently performed manually. This can free up your employees for more strategic tasks, which can lead to increased productivity and cost savings.

How artificial intelligence can improve the decision-making of your business?

How artificial intelligence can personalize the experience of your customers?

Hello! The OctoStartegy team continues this week with a new article.

Fintech provides ease, adaptability and lightning-fast service in a market dominated by traditional systems and institutions. Market expectations have changed rapidly with improved products and faster services, and a new standard of experience with financial instruments has been set.

However, working in a sector where accountability and security are critical comes with some or many RISKS!

IMPORTANT: People who, for some reasons or another, miss this article run the RISK of encountering RISKS they will not be prepared for.

For everyone else who wants to be fully prepared, we advise you to study this material. We will discuss six key risks facing fintech operations teams today. This is important.

Because no risk, no champagne.

But first, let's shed some brief light on operational risk in fintech.

Hello! This is the OctoStrategy team. Today we decided to go out in public and explore the biggest companies in the industry. And honestly we did not expect that there are so many different players in this field that have gained such serious traction. In this article, we're going to look at the 15 biggest fintech companies in the world. 


The fintech industry is growing rapidly as more and more companies use technology to create innovative financial products and services. Fintech companies are using technology to create new ways to save, invest, and borrow money. They are also using technology to create new ways to pay for goods and services. The fintech industry is changing the way people track their finances and is revolutionizing the financial services sector.

Who are you?

Perhaps you have a background in business or finance? You can be a student of economics or simply be curious.

In one way or another, the FinTech field seems complicated and confusing to many people. That's why OctoStrategy experts have compiled a list of the most frequently asked questions.

For us, answering the burning fintech questions is easy. Our team is living and breathing fintech, particularly the development of financial, e-commerce, business automation and management projects.

So, without further ado, here are the fintech questions everyone is asking, and their answers are written in plain English.

Hello, everyone! The year 2023 is here! Congratulations!
Now that the holidays are over, you're back at your desk, ready to work efficiently and improve your life.The OctoStrategy team is pleased to share with you what trends in the world of FinTech are worth paying attention to in the new year. 

Hello! This is the OctoStrategy team, which today, on a weekday of the passing year, decided to offer you a little fantasy about the world of the future. Imagine a world where the following happens.

You go to the salon to get a haircut... and its technology platform, already synchronized with your calendar to schedule a date and time, tells your stylist your preferred style.

Your bank has already determined which of your credit cards is best for the transaction, and which one you should use to buy hair care products. When you leave the salon, these transactions take place, thanks to digital recognition technology. The system has applied your existing loyalty rewards points to the cost of the service and recorded the new points you've earned.

You tip your stylist in the cryptocurrency they prefer and immediately receive an email with a check and information about your next appointment. You walk out of there with a stylish haircut and everything else, without having to open your wallet or calendar.

This is exactly the vision of seamless transactions discussed recently at one of the world's major conferences on the global monetary ecosystem.

As fantastical as the salon example seems today, it’s not far away. Soon all our favorite conveniences and life hacks will integrate to make our lives easier and experiences more seamless. And payment is at the forefront of that movement. Banks and fintechs are at an existential fork in the road and racing to debut new technology that helps position their products and services in the payments ecosystem of the future.

Greetings to the whole financial world! The OctoStrategy team wishes you an amazing mood this week. We hope it will be even better than it was when you get new and useful information from this article. Our team decided to raise a topical question about payment methods in Europe. Visa and Mastercard payments are popular worldwide and, of course, throughout Europe, but along with them, there are local alternative payment methods in different regions.

It is worth noting that one of the largest and most mature e-commerce markets continues to be Europe: According to a report by Ecommerce Europe and EuroCommerce, the European e-commerce market has grown by 13 percent and already reached 718 billion euros in 2021. Cross-border commerce in Europe accounted for 26.2 percent of total online sales in 2021, according to Ecommerce News. That figure continues to grow in 2022.

Despite the fact that the European Union has a single internal market, the payment behavior of consumers may differ from country to country.

Along with international giants (such as Visa, Mastercard, Apple Pay, PayPal, etc.), each region has its own local alternative payment methods that are extremely popular with the local population.

For new players on the market it's critically important to give customers the opportunity to pay in a way that is convenient for them, so one of the primary tasks when expanding your business is to localize the payment scenario.

Hello, everyone! This is the Octo Strategy team. All this week we have been scouring the world of FinTech and today we are going to tell you about the brightest trends in the world of Finance.

After the pandemic сonsumers have returned to in-person shopping, but they aren't ready to give up the convenience of digital payments.

Instead of returning to previous ways of paying, consumers are sticking with behaviors they picked up during the pandemic. They’re opting for digital payments over traditional cash and credit card options and it's a trend you can expect to see continue.

The annual report for 2022 of the Global Payments Innovation Jury actually ranked the jury members’ nominations for “most overhyped payments innovation,” which was as follows:

• Buy now, pay later: 34%
• Cryptocurrency: 31%
• Central bank digital currencies: 10%
• Blockchain: 5%
• All other trends: 20%

Yet not everything is “vaporware.” In addition, the twin scourges of inflation and recession may reintroduce gravity to payments developments.

The online checkout process is now one of the most important parts of the sales journey, but what does that mean for businesses? And, what trends can brands expect to see over the next 12 months? Let's take a look at 8 payment trends to watch out for in 2023.

Good day! The OctoStrategy team is on the line. When it comes to money and dealing with it, it's important to consider the security aspect. Acquiring and digital security is what we want to talk to you about today.

We wish you an inspiring day with the OctoStrategy team. It's time to provide you with useful information on how to take your business to the next level with modern payment solutions.

Buyers of goods and services make electronic payments almost every day. The popularity of this method is due to its convenience, because it is a great alternative to paper money.

Really, there is no need to use cash: take a wallet, change large denominations, count change, etc. Paying by card has a lot of advantages, but there are also a lot of cybersecurity risks.

Clients want to keep their money safe and be sure that it is protected. To do this, many payment systems, including Visa and MasterCard, have even made it a mandatory requirement for merchants and service providers.

PCI DSS certification is required for companies to meet established security requirements when dealing with online payments.

Not everyone understands how important it is to have such a certificate. The simplest example is regular stores with POS-terminals (special machines for accepting payments from bank cards) installed in their cash desks.

Some supermarket chain owners are still sure that the bank installing payment terminals is responsible for payment security. But in fact it is the merchant network that is responsible for the security of transactions and customer card data.

If intruders manage to steal personal data from a payment card of a client, the whole responsibility lies on the store where the transaction took place.

To minimize the risk of such incidents, trustworthy payment systems cooperate only with those banks, call centers, sellers of goods and services, and payment gateways that have received a PCI DSS certificate.

Hello! This is the OctoStrategy team and we are here, in the usual way, to further expand the frontiers of your fintech knowledge. Today we will try to explore the best payment options on the European market and also explain why choosing the right payment methods for your business is crucial.

Hello everyone, Monday is a good time to make plans for the week ahead, and maybe even for the longer term. It could be time to start making changes in your company.There are times when change is necessary in all facets of life and work. Many times in business, these changes come in the form of rebranding. 

Hello! This is your reliable partner in finance and information technology - Octo Strategy. You know, each of us faces different challenges every day. There is nothing else to do but to solve problems, right? The same way we have to solve the problems faced by business and in the end by the whole industry. 

Hello, everyone! Today the OctoStrategy team chose to discuss a very hot topic. Currently, the world is going through economically difficult times. Pandemics, conflicts between countries, natural disasters — all these affect the market.

Hello, everyone! Many of us have collected a large number of files throughout our life, including images, videos and documents. How frequently have you dug through the archives and been unable to find a particular song or photo?

Hello! The OctoStrategy team is happy to welcome you to our pleasant and, most importantly, safe environment. Why are we talking about safety? Because a growing number of financial institutions are migrating to the Cloud. 

Hello, everyone! We are happy to announce that you have arrived just in time. OctoStrategy team has prepared everything for your immersion in the world of IT.

Hello, lads! The last time we saw each other was spring. Whaaaat? Is it summer already in full swing? Sheesh! Let's not waste a minute.

Digital assets have virtually entered mainstream finance and are an incredible advancement in technology in their own right. Since the creation of Bitcoin in 2009, the digital asset ecosystem has grown tremendously with a wide range of tokens at your disposal today including ETH, BTC, USDT, and a whole lot more.

Today we're moving in the ocean of global financial trends. It’s not a secret that COVID-19 is impacting all spheres of our life. That’s why we want to speak about the role of FinTech in the post - COVID19 world.

During the past years, the trend of investing in "Digital Assets" has gained popularity. It is believed that digital assets can generate high returns in a short time. But because it is a new asset it is necessary to understand and be careful before investing.

Today Octostrategy’s team tried to find out how the role of information technology in financial services has changed networks for the exchange of information in the global financial system.

It's been 14 years since blockchain technology came into the world. Many of us know that Blockchain is a topic that is hot at the moment. But not everyone can clearly and distinctly explain the essence of this technology.

With the increased adoption of cloud environments, more and more businesses are moving away from on-premise IT solutions and have come to rely on IT infrastructures, platforms, and software offered as a service. 

 

The world of financial technologies is changing every day. Crises, wars, sanctions, volatility of the market — different occasions happening all the time.

Throughout the year, our company has been building momentum and overcoming a huge variety of challenges. Now we can say for sure that business and working together in OctoStrategy is a real journey.

Good day, future client! So nice of you to stop by and see us. You just caught us in a real feast time!